Gas (regular)
$3.91 a gallon
▼ down 19 cents from a week ago
- A week ago$4.10
- A month ago$4.36
- A year ago$3.08
Gas is down about 45 cents in a month as oil fell on hopes of an Iran deal. It's still about 83 cents above last year.
Source: AAA national average, Nov 12, 2026
Read: U.S. gas falls to $3.98, the lowest since July, but still about 90 cents above last year
Diesel
$6.10 a gallon
▼ down 16 cents from a week ago
- A week ago$6.26
- A month ago$6.27
- A year ago$3.76
Diesel moves trucks, farm equipment and freight, so it shows up later in grocery and store prices. It's still more than $2 above last year.
Source: AAA national average, Nov 12, 2026
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30-year mortgage rate
7.11% average
▼ down from 7.18% a week ago
- A week ago7.18%
- A year ago6.24%
- 15-year fixed6.45%
On a $300,000 loan, every 1 point in the rate changes the monthly payment by roughly $200. Rates are still almost a point higher than a year ago.
Source: Freddie Mac weekly survey, Nov 12, 2026
Read: U.S. inflation runs hotter than expected in October; December rate hike looks likely
Eggs
$2.32 a dozen (Grade A large)
▲ up 5 cents from September
- September$2.27
- January$2.58
- September 2025$3.49
Egg prices have come way down from last year's bird-flu spike, though they ticked up in October.
Source: U.S. Bureau of Labor Statistics average price, October 2026
Read: U.S. inflation runs hotter than expected in October; December rate hike looks likely
Electricity
19.0¢ per kilowatt-hour
▼ down from 19.6¢ in September
- September19.6¢
- January19.2¢
- September 202518.8¢
A typical home uses several hundred kilowatt-hours a month, so a 1-cent change can move a monthly bill by several dollars.
Source: U.S. Bureau of Labor Statistics average price, October 2026
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Inflation (prices overall)
+0.4% in one month (October)
▲ hotter than the 0.3% forecast
- September+0.6%
- Core (no food, energy)+0.3%
- Fed target (yearly)2%
There's no official 12-month number this time because October 2025 prices weren't collected during last year's shutdown.
Source: U.S. Bureau of Labor Statistics, Consumer Price Index, October 2026
Read: U.S. inflation runs hotter than expected in October; December rate hike looks likely
Fed interest rate
3.75-4% target range
■ held steady; next decision Dec 9
- Next meetingDec 9
- Vote10-2 to hold
- Two members wanteda hike
The Fed's rate drives credit card, car loan and savings rates. Markets expect a hike in December after the hot October inflation report.
Source: Federal Reserve, Oct 28, 2026
Read: U.S. inflation runs hotter than expected in October; December rate hike looks likely
Numbers are national averages; prices where you live may differ. Sources are listed on each card.